COCA Loyalty Program — 30% Off for a Limited Time

Coming back from the holidays often means one thing: tighter budgets.

That’s exactly why COCA is opening the year by making it easier for you to unlock more rewards, without overcommitting your $COCA.

From January 15 to February 8, 2026 you can unlock COCA Loyalty Tiers with 30% fewer $COCA tokens, giving you higher cashback, more perks, and premium benefits, while investing significantly less upfront.

And with $COCA now trading around $1, this makes upgrading significantly more efficient than usual.

What This Means for You

Between January 15 to February 8, you can upgrade to any paid COCA Loyalty Tier with a 30% discount in the required $COCA amount.

In practical terms, that means:

• You lock up fewer tokens to enjoy higher cashback and perks

• You reach break-even faster through monthly cashback

• You earn more rewards from the same spending habits

Whether you’re upgrading for the first time or moving up to a higher tier, this window is designed to help you earn more while committing less.

How Much Do You Actually Save and What Do You Get?

With $COCA token trading at $1 (as of 12 January, 2026), the value of this upgrade window is very clear. 

Here’s exactly what that looks like at each Loyalty Tier.

Standard Tier

Normal requirement:300 $COCA → $300

During this window:210 $COCA → $210✅ You save $90.

What you get with Standard Tier:

• 3% cashback on your first $1,000/month, then 1% after

• 6% APY on your first $50,000 card balance

• 50% cashback on 1 subscription (Netflix, Disney+, Paramount+, or YouTube)

• Free virtual card (plastic card optional)

Why it pays off:If you spend around $1,000/month, cashback and subscription savings can cover your upgrade quickly, while keeping more $COCA in your wallet.

Standard+ Tier

Normal requirement:1,000 $COCA → $1,000

During this window:700 $COCA → $700✅ You save $300

What you get with Standard+ Tier:

• 4% cashback on your first $1,750/month, then 1% after

• 6% APY on your first $250,000 card balance

• 50% cashback on 2 subscriptions, across:

  • Streaming (Netflix, Disney+, Paramount+, YouTube)

  • AI assistants (ChatGPT, Claude, Perplexity, Midjourney, Cursor)

• Free virtual card (plastic card optional)

Why it pays off:If you use AI tools or multiple subscriptions, Standard+ adds meaningful monthly savings, now with a much lower upfront commitment.

Premium Tier

Normal requirement:3,000 $COCA → $3,000

During this window:2,100 $COCA → $2,100✅ You save $900 

What you get with Premium:

• 5% cashback on your first $2,500/month, then 1% after

• 6% APY on your first $500,000 card balance

• 50% cashback on 2 subscriptions, including:

  • Streaming (Netflix, Disney+, Paramount+, YouTube)

  • AI assistants (ChatGPT, Claude, Perplexity, Midjourney, Cursor)

• Free virtual and plastic card

• Priority support

Why it pays off:Premium is ideal if COCA is your main spending card. Higher cashback, better support, and faster reward accumulation, now with $900 less locked upfront.

Premium+ Tier

Normal requirement:10,000 $COCA → $10,000

During this window: 7,000 $COCA → $7,000✅ You save $3,000

What you get with Premium+:

• 6% cashback on your first $5,000/month, then 1% after

• 6% APY with no cap on your card balance

• 50% cashback on 3 subscriptions, across:

  • Streaming (Netflix, Disney+, Paramount+, YouTube)

  • AI assistants (ChatGPT, Claude, Perplexity, Midjourney, Cursor)

  • Music (Spotify)

• Free virtual and plastic card

• Priority support

Why it pays off: Premium+ delivers near-Elite rewards, including unlimited APY, with significantly less capital locked, ideal if you spend consistently and rely on subscriptions, while committing $3,000 less upfront during this window

Elite Tier

Normal requirement:30,000 $COCA → $30,000

During this window:21,000 $COCA → $21,000✅ You save $9,000 

What you get with Elite:

• 8% cashback on your first $10,000/month, then 1% after

• 6% APY with no cap on your card balance

• 50% cashback on 4 subscriptions, across:

  • Streaming (Netflix, Disney+, Paramount+, YouTube)

  • AI assistants (ChatGPT, Claude, Perplexity, Midjourney, Cursor)

  • Music (Spotify)

  • Marketplaces (Amazon Prime, Mercado Libre, Meli+)

• Free plastic card

• Priority support

Why it pays off: If you spend heavily or use multiple paid services, Elite delivers the highest monthly value, and this window reduces the entry by a significant $9,000!

To learn more about the Loyalty Program, check out the Terms & Conditions. 

How Long Does the Discount Last?

The 30% discount window is available only between January 15 and February 8, 2026.

If you upgrade to a paid COCA Loyalty Tier during this period:

• ✅ You lock in the 30% reduced $COCA requirement

• ✅ You keep all discounted tier benefits for 6 full months

• ⏳ Your discounted tier remains active until August 8, 2026

  
  

After August 8, 2026, standard staking requirements will apply to maintain your tier.

This means you can secure a higher Loyalty Tier with fewer $COCA tokens now — and enjoy the full benefits for half a year before any regular requirements return.

Don’t Miss This Upgrade Window

This is a time-limited opportunity to access higher rewards more efficiently.

Start the year by upgrading smarter, and earning more from every transaction!