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COCA BLOG


COCA Monthly Update: February 2026
February may be the shortest month of the year, but it was anything but quiet. While the crypto market dipped to new lows, we stayed focused on what matters most: building . Here’s everything that shaped February 👇 🏆 COCA Named One of the Best Crypto Cards of 2026 In February, COCA was highlighted by Cryptopolitan as one of the best crypto cards in 2026. It’s another strong signal that COCA is gaining momentum and earning more recognition across the industry. 📖 COCA User
1 day ago3 min read


Referral Surge
This March only: Invite friends, earn rewards, and win from a $1,000 prize pool We’re kicking off spring by growing the COCA community and giving you extra rewards for inviting friends. This March, we’re launching the Referral Surge campaign: every successful invite earns you 1 raffle ticket for a chance to win from a $1,000 prize pool – on top of your Refer-a-Friend bonuses . Simply share your referral link like you usually do – once your friend meets the usual require
4 days ago3 min read


Crypto Moments: Valentine’s Day With COCA
For a long time, crypto felt abstract. A balance in a wallet. Numbers on a screen. Something that feels far from real life. COCA makes crypto spendable. Something you can use to create special moments. This Valentine’s Day, we want to see how you use crypto in real life to create meaningful moments for the people you care about, or for yourself. Because caring for yourself is as important! 💡 What This Campaign Is About With COCA, crypto stops being just an asset and becom
Feb 122 min read


🍏 Apple Frenzy. Pay with Apple Pay. Win $50
To celebrate the launch of COCA on Apple Pay and show how easy it is to spend crypto, we’re launching a special campaign. Apple Frenzy is a giveaway where every tap with Apple Pay, gives you a chance to win $50 in USDC or EURC . Lunch at your favorite café, groceries at the supermarket, or a spontaneous shopping spree at the mall. If you’re paying with your COCA Card through Apple Pay, you’re already in the game. How It Works It’s simple – the more you spend, the more chanc
Feb 122 min read


COCA Monthly Update: January 2026
January felt like a turning point for COCA. Physical COCA Cards reached users for the first time, real-world spending continued to grow, and several long-planned updates came together across the app, rewards, and token mechanics. More importantly, activity across the community stayed high, with campaigns, referrals, and open feedback helping shape what’s coming next. The focus throughout the month was practical usage: paying, earning cashback, sharing real experiences, and ti
Feb 124 min read


From Crypto.com to COCA: How One User Turned Everyday Spending Into 630% Gains*
“I Ditched Every Crypto Card for COCA – Now I’m Up 630% and Earning Stable Cashback” Nothing tells you more about a product than honest stories from real people and their real experiences. That’s why we decided to share the story of bruncikas , an active member of the COCA community, who switched from traditional crypto cards to COCA, and never looked back. Since joining, he’s seen around 630% growth on his COCA token position , earned hundreds of euros in stablecoin cashback
Feb 33 min read


2025 in Review: Celebrating COCA's innovation, wins, and growth
2025 became an important year for COCA. Not because of a single big launch or a loud campaign, but because of consistent, careful work on the product, infrastructure, and the overall user experience.
Jan 296 min read


Community AMA Recap
On January 23, we hosted our very first AMA session of 2026 – Community AMA: Road to 2026 and the Team Behind It . This time, COCA’s leadership team joined live on camera, giving the community an opportunity to see and engage directly with the people leading the product and shaping its direction. This marked an important step in strengthening transparency and connection with our community. We shared our plans for the year ahead, gave a first look at how upcoming app updates w
Jan 275 min read


COCA Loyalty Program — 30% Off for a Limited Time
Coming back from the holidays often means one thing: tighter budgets. That’s exactly why COCA is opening the year by making it easier for you to unlock more rewards, without overcommitting your $COCA. From January 15 to February 8, 2026 you can unlock COCA Loyalty Tiers with 30% fewer $COCA tokens , giving you higher cashback, more perks, and premium benefits, while investing significantly less upfront. And with $COCA now trading around $1 , this makes upgrading significantly
Jan 153 min read


🎉 COCA Card Contest: Celebrating the Launch of Physical Cards With Rewards!
Physical COCA Cards have officially launched — and we want to celebrate this moment with you! We’re hosting the COCA Card Contest , where every participant gets a bonus, and the most creative entries earn even more. Let your first COCA Card experience be not just convenient, but rewarding! 🎁 Why Are We Doing This We want to build a culture around real COCA Card usage — authentic, inspiring, and human. Our goal is to encourage genuine, natural content that reflects how peopl
Jan 93 min read


Cashback Just Got Better: New Tiers, Lower Entry 🚀
At COCA, our community actively shapes how the product evolves. Based on your feedback, we’ve upgraded the COCA Cashback Loyalty Program to make higher rewards easier to reach. We introduced new loyalty tiers that unlock higher cashback with lower COCA staking, and improved subscription cashback with more flexibility and a wider range of services to choose from. Here’s what’s changed 👇 📈 New Loyalty Tiers To give users access to higher cashback, larger balance limits for AP
Jan 73 min read


Holiday Boosted Cashback Is Here!
The holidays just got way more rewarding. We’re kicking off a brand-new COCA campaign designed to supercharge your spending power this December across the categories you use most. Whether you're booking a trip, shopping on marketplaces, or ordering dinner—your cashback is getting a + 2% boost ! And this one’s exclusively for our paid-tier users . Let’s break it down. __________________________________________________________________ ✈️🛒🍔 Extra Cashback on Your Everyday Fav
Dec 16, 20252 min read


Travel Cheaper This December: COCA Users Get Up to 50% Off Hotels Worldwide
As the holiday season approaches, travel plans are starting to take shape — and COCA is making it easier (and cheaper) than ever to book your next getaway. COCA users can enjoy up to 50% off hotels globally and earn up to 8% cashback from each purchase , thanks to COCA Travel , the platform’s built-in booking feature. How COCA Makes Holiday Travel More Affordable At the heart of COCA’s travel offering is its cashback‑and‑discount rewards system, which is deeply integrated int
Dec 5, 20253 min read


COCA Monthly Update: November 2025
November was a month where things really moved across the COCA ecosystem. Stablecoin spending grew, new networks came online, community activity surged, and COCA gained meaningful recognition from across the crypto industry. With expanding utility and rising engagement, the momentum going into December is stronger than ever. Here’s everything that shaped the month 👇 📈 Growth November delivered another surge in activity across the COCA ecosystem, building on October’s huge
Dec 5, 20253 min read


🎄 Earn 10% APY on Your Stablecoins This December
The holidays are here — and so is one of our biggest earning boosts of the year. From December 5 to December 31, 2025 , COCA users can earn 10% APY on their stablecoin balance held on the COCA Card. No lockups. No staking. No complicated flows. Just higher yield — automatically — right when your holiday budget needs it most. Whether you’re shopping for gifts, booking holiday trips, or preparing for New Year’s plans, your stablecoins shouldn’t sit idle. With COCA, they grow w
Dec 2, 20253 min read


COCA vs KAST: Which Crypto Card is Better?
The crypto card market is evolving fast. New platforms appear every month, promising “highest cashback,” “lowest fees,” or “the future of on-chain spending.” But marketing rarely tells the full story. Two names that frequently get compared are COCA and KAST —both positioned as next-generation stablecoin payment apps. Yet once you go beyond the surface, the difference becomes clear: COCA is a full stablecoin banking app with self-custody, cashback in real money, APY, travel
Nov 27, 20255 min read


GPay November Bonanza: Tap. Pay. Win. All Month Long
To celebrate COCA going live on Google Pay , we’re rolling out a special campaign for November — and this one’s all about rewarding your everyday spending. 🎉 GPay November Bonanza — a month-long raffle where every tap could win you $50 in USDC or EURC! And here’s the best part — this reward comes on top of your regular COCA cashback , which goes up to 8% depending on your Loyalty Tier (currently at 30% discount) Whether you’re grabbing dinner, paying for groceries, or shop
Nov 1, 20253 min read


Earn 6% APY on Your Stablecoins, Just by Using Your COCA Card
We’ve always believed that crypto should make your life easier — not more complicated. When we introduced COCA 2.0 , our goal was simple: to build a new kind of banking experience that puts freedom and control back in your hands. And now, we’re taking that idea one step further. You can now earn 6% APY simply by holding stablecoins on your COCA Card . No staking. No lock-ups. No confusing DeFi tricks. Your balance stays liquid. Just your everyday balance quietly earning for
Oct 17, 20254 min read


COCA Hits $1.1M Run-Rate Revenue
Stablecoins were meant to change money. Yet most still remain trapped on exchanges, unused in daily life. COCA was built to unlock that...
Oct 7, 20252 min read


AMA Recap: Everything You Asked About COCA 2.0 – Answered!
At COCA, we believe in building with our community, not just for it. That’s why on September 25. 5th, we hosted our biggest AMA yet —...
Oct 3, 20259 min read


Refer & Earn More Than Ever: Get Up to $30 Per Friend
Crypto should be rewarding. This fall, we’re making it literal. We’re boosting referral rewards to up to $30 per friend — paid in USDC and sent straight to your COCA card — just for helping more people discover COCA. You already use COCA. You trust the product. Now it’s time to earn more by sharing it. Refer friends, earn real USDC, and help others unlock a banking app that’s simple, secure , and built to help them do more with their crypto — not just hold it. Here’s How I
Sep 17, 20252 min read


Introducing COCA 2.0: A New Chapter in Stablecoin Banking
For years, COCA has stood for simplicity, security, and true ownership in crypto. What began as a non-custodial wallet with a globally accepted Visa debit card has now evolved into something much more powerful. Crypto is changing and so are the people using it. More people want real utility, not just speculation. So we evolved COCA to meet that demand bringing more function, more rewards, and more control into one powerful app. Today, we are proud to unveil COCA 2.0 : a next-
Sep 1, 20254 min read


AMA Recap: Everything You Asked About COCA Cashback – Answered!
On July 24th, we hosted our first community AMA of 2025 — and the response was incredible. More than 2,000 questions came in from across...
Aug 1, 20259 min read


COCA Q2 Recap
If you’ve been with us for a while, you know COCA doesn’t sit still. Q2 was no exception. As the crypto industry matures, the gap between...
Jul 23, 20253 min read


COCA: Recap of 2024
2024 in Review: COCA’s Biggest Wins What a year it’s been! 2024 was nothing short of extraordinary for COCA—we broke records, hit...
Feb 15, 20254 min read
Compliance Guide for Non-custodial Wallets with Regulators
Let's dive right into the thick of it: Complying with national regulators for non-custodial wallets is like walking a tightrope above a...
Jan 19, 20248 min read


Introducing the Revolutionary MPC Wallet with Non-Custodial Debit Card by COCA and Wirex
Exciting news! COCA, in collaboration with Wirex, brings you the first-ever MPC wallet paired with a non-custodial debit card. This...
Jan 8, 20242 min read
Traveling Abroad and Paying with Crypto: Fees and FX Tips
You tap to pay at a street stall. Approved. Then the receipt lands and your stomach drops— fees on fees turned a $5 snack into a $7 splurge. Surveys show that over 40% of travelers are considering paying with crypto abroad for international payments, yet most don’t see the hidden costs until they’re already on the road. That’s the gap this guide closes: where fees hide, how exchange rates really work with crypto, and how to pay less—and smarter—when you’re abroad. If paying
2 days ago9 min read
South Korea Launches Cross-Agency Investigation into Crypto Custody Issues
South Korea has launched a comprehensive cross-agency investigation into crypto custody issues following a significant security lapse involving the National Tax Service. This inquiry, ordered by Deputy Prime Minister Koo Yun-cheol, aims to address potential vulnerabilities in the handling of digital assets after a critical error exposed a crypto wallet seed phrase in a public press release. The Catalyst for the Inquiry The catalyst for this investigation was a glaring oversig
2 days ago3 min read
USDC vs USDT vs PYUSD: Which Stablecoin Fits Daily Use?
Introduction to Stablecoins Last month your client paid late. Again. Exchange rate moved. Fees ate the rest. Rent’s due. Groceries can’t wait. Cash flow stings. In moments like these, the real question is practical, how does USDC vs USDT vs PYUSD actually help you get paid on time and keep more of what you earn. There’s a reason everyday users, from solo designers to traveling developers, keep reaching for digital dollars. In any USDC vs USDT vs PYUSD comparison, you see the
2 days ago13 min read
Future of Crypto: Next Billion Wallets to Be Managed by AI
March 5, 2026 — The world of cryptocurrency is on the cusp of a seismic shift as the next billion crypto wallets could be managed not by humans, but by artificial intelligence. With the advent of autonomous AI agents, the crypto landscape is poised for a transformation that prioritizes speed, efficiency, and relentless operation. Corbin Fraser, CEO of Bitcoin.com, highlights this impending revolution, emphasizing that as AI agents take over, the demand for permissionless and
2 days ago3 min read
UK Officials Explore Crypto Payment Options for Licensed Gambling Firms
The UK Gambling Commission is setting the stage for potential shifts in the gambling industry by reviewing the feasibility of cryptocurrency payments for licensed operators. This early-stage assessment, announced on February 26, signifies the UK's ongoing adaptation to the digital asset landscape, aiming to integrate new technologies within its regulatory framework. UK Explores Crypto in Gambling The UK Gambling Commission's exploration into cryptocurrency payments for licens
2 days ago3 min read


2025 in Review: Celebrating COCA's innovation, wins, and growth
2025 became an important year for COCA. Not because of a single big launch or a loud campaign, but because of consistent, careful work on the product, infrastructure, and the overall user experience.
Jan 296 min read
COCA NEWS
Major releases, important updates, and deep dives into how COCA evolves
Every Day Payments
Product news, feature releases, and practical guides for using crypto and stablecoins in everyday payments


Traveling Abroad and Paying with Crypto: Fees and FX Tips
You tap to pay at a street stall. Approved. Then the receipt lands and your stomach drops— fees on fees turned a $5 snack into a $7 splurge. Surveys show that over 40% of travelers are considering paying with crypto abroad for international payments, yet most don’t see the hidden costs until they’re already on the road. That’s the gap this guide closes: where fees hide, how exchange rates really work with crypto, and how to pay less—and smarter—when you’re abroad. If paying
2 days ago9 min read


South Korea Launches Cross-Agency Investigation into Crypto Custody Issues
South Korea has launched a comprehensive cross-agency investigation into crypto custody issues following a significant security lapse involving the National Tax Service. This inquiry, ordered by Deputy Prime Minister Koo Yun-cheol, aims to address potential vulnerabilities in the handling of digital assets after a critical error exposed a crypto wallet seed phrase in a public press release. The Catalyst for the Inquiry The catalyst for this investigation was a glaring oversig
2 days ago3 min read


USDC vs USDT vs PYUSD: Which Stablecoin Fits Daily Use?
Introduction to Stablecoins Last month your client paid late. Again. Exchange rate moved. Fees ate the rest. Rent’s due. Groceries can’t wait. Cash flow stings. In moments like these, the real question is practical, how does USDC vs USDT vs PYUSD actually help you get paid on time and keep more of what you earn. There’s a reason everyday users, from solo designers to traveling developers, keep reaching for digital dollars. In any USDC vs USDT vs PYUSD comparison, you see the
2 days ago13 min read


Future of Crypto: Next Billion Wallets to Be Managed by AI
March 5, 2026 — The world of cryptocurrency is on the cusp of a seismic shift as the next billion crypto wallets could be managed not by humans, but by artificial intelligence. With the advent of autonomous AI agents, the crypto landscape is poised for a transformation that prioritizes speed, efficiency, and relentless operation. Corbin Fraser, CEO of Bitcoin.com, highlights this impending revolution, emphasizing that as AI agents take over, the demand for permissionless and
2 days ago3 min read


UK Officials Explore Crypto Payment Options for Licensed Gambling Firms
The UK Gambling Commission is setting the stage for potential shifts in the gambling industry by reviewing the feasibility of cryptocurrency payments for licensed operators. This early-stage assessment, announced on February 26, signifies the UK's ongoing adaptation to the digital asset landscape, aiming to integrate new technologies within its regulatory framework. UK Explores Crypto in Gambling The UK Gambling Commission's exploration into cryptocurrency payments for licens
2 days ago3 min read


Stablecoins could pose risk to monetary policy - ECB
The European Central Bank (ECB) has issued a stark warning regarding the potential impact of stablecoins on the eurozone's monetary policy. According to a recent study released by the ECB, the growing popularity of these digital currencies, which are typically pegged to stable assets like fiat currency, could lead to a decline in retail deposits for traditional banks. This development, they argue, might ultimately undermine the effectiveness of monetary policy within the regi
2 days ago3 min read


MPC Wallets Explained Simply: Pros, Cons, and Use Cases
Sixty-seven percent of crypto users say they pick security over convenience when choosing a wallet. That choice has a cost: extra steps, steeper learning curves, and sometimes missed opportunities because sending funds “later” feels safer than sending now. MPC wallets promise a different trade: stronger protection without the single point of failure that haunts seed phrases, while keeping daily usage close to what people expect from modern mobile apps. What Are MPC Wallets?
3 days ago9 min read


February 2026: Innovations in Crypto Wallet Recovery, Access, and UX
In February 2026, the crypto industry witnessed a surge in innovations aimed at enhancing wallet recovery, access, and user experience. As digital currencies continue to gain traction, these advancements are reshaping how users interact with their digital assets. Companies like Coca, a leader in digital asset management and payments, are at the forefront of these developments, making strides in improving their platforms. Simplified Wallet Recovery One of the most significant
3 days ago3 min read


Wallet Fees and Gas Optimization for Payments
You send a payment. It stalls. The fee spikes. You pay anyway. A few dollars here. A few more there. Quiet leaks that add up fast. For freelancers, small merchants, and power users, ignoring wallet fees and gas costs is like leaving a tip jar out for the network. You don’t notice it daily. You feel it quarterly, because wallet fees hide in plain sight while gas moves in waves. Understanding Wallet Fees Wallet fees are the charges your wallet or service adds when you send or r
3 days ago8 min read


Coinbase USDC Revenue Could Surge 7x Amid Rising Payment Demand
Coinbase's revenue from its USDC stablecoin operations could see a dramatic increase, potentially surging sevenfold, according to a recent analysis by Bloomberg Intelligence. This forecast comes amidst growing demand for payment solutions and legislative shifts in the cryptocurrency landscape. As Congress considers a ban on stablecoin rewards, this could significantly alter the ways in which revenue is generated in this burgeoning sector. Rising Demand for Stablecoin Payments
3 days ago3 min read


Managing Assets Across Multiple Networks and Wallets (Multi-Chain Basics)
Over 70% of crypto investors now hold assets on more than one chain, which means multi-chain asset management is no longer optional for anyone who wants control and clarity. That’s opportunity on the table, but it’s also risk if you juggle networks blind. Missed yields. Duplicate fees. A bridge mistake that locks funds for days. For anyone serious about multi-chain asset management, the stakes are simple: your approach either compounds your results or compounds your headache
3 days ago8 min read


Top Crypto Wallets for Recovery, Privacy, and Control in 2026
Crypto wallets are at the heart of digital asset management, offering users the trifecta of recovery, privacy, and control. As the crypto market continues to evolve in 2026, choosing the right wallet can make all the difference for consumers. Let’s take a closer look at some of the top-rated wallets, including the Coca Wallet, which stands out for its unique offerings. The Secure Landscape of 2026 Security remains a top priority for crypto users. This year, wallets like the C
3 days ago3 min read
Unlocking Potential: The Case for Advancing Sovereign Tokenisation Now
March 04, 2026 - London. As digital currencies gain traction worldwide, the UK is stepping forward with a pioneering initiative that could redefine the financial landscape: the Great British Tokenised Deposit (GBTD). This ambitious project, spearheaded by Peter Left, Head of Digital and Market Innovation at Lloyds Banking Group, aims to catapult the UK into a leading position in the realm of tokenised money. During the recent Digital Assets Forum in London, Left provided insi
3 days ago3 min read


Binance and Franklin Templeton Introduce Tokenized Fund Collateral for Institutions
Binance and Franklin Templeton have taken a significant step to further institutional crypto adoption by introducing tokenized money market funds as collateral for off-exchange trading. This development, announced today, March 4, 2026, marks a pivotal moment in the integration of traditional financial systems with blockchain technology, offering new opportunities for asset managers and digital finance platforms alike. Bridging Traditional and Digital Finance In a noteworthy c
3 days ago3 min read


Iran Sees 700% Surge in Crypto Outflows Following US-Israeli Strikes
Iran has experienced a dramatic 700% increase in cryptocurrency outflows following recent US-Israeli military actions. This significant shift in digital asset movement comes amid escalating geopolitical tensions, as many individuals and entities in Iran appear to be seeking financial safety through decentralized means. Surge in Crypto Outflows A report by blockchain analytics firm Elliptic has revealed that a substantial portion of these funds is migrating to foreign crypto e
3 days ago3 min read


OCC Unveils New Framework for Regulated Stablecoins via GENIUS Act
February 27, 2026 — In a significant move poised to reshape the landscape of digital finance, the Office of the Comptroller of the Currency (OCC) has unveiled the GENIUS Act, a new regulatory framework for stablecoins. This development comes as the U.S. seeks to establish a clear path for the integration of banks, nonbanks, and foreign issuers into the burgeoning world of digital currencies. A New Era for Stablecoins The GENIUS Act marks a critical step forward in the regulat
3 days ago3 min read


Brazilian Exchanges Adapt to New Bank Secrecy and Accounting Rules
As of March 2026, Brazil is making waves in the financial sector by rolling out new bank secrecy and accounting rules that integrate crypto exchanges into its established financial system. This move, spearheaded by Brazil's Central Bank, aims to enhance transparency and safeguard customer identity information in a rapidly evolving crypto landscape. The new provisions mandate that crypto exchanges operate under the same bank secrecy laws as traditional financial institutions,
4 days ago3 min read


Lost Phone, Lost Wallet? Steps to Secure Your Crypto Immediately
Your phone slips from your pocket. Your wallet is gone. Notifications stop. Silence. Then the sinking thought: my crypto and how to secure your crypto fast without that device. The stakes are real because a lost device is often a thief’s fastest path to your money, which is why you must secure your crypto before they can act. The good news? Swift, focused moves can shut the door before anyone gets in. This guide argues for speed, since speed is how you secure your crypto in
4 days ago9 min read


Stablecoins Eliminate FX Spreads, Advancing Crypto Wallets Beyond Neobanks
Stablecoins have rapidly evolved from a niche tool for crypto traders to a formidable force in the financial ecosystem, challenging the very foundations of traditional banking and emerging fintech models. As of March 2026, these digital assets are not just a workaround but a viable solution for cross-border transactions, offering quick settlements and stable value in volatile monetary environments. This evolution is compelling crypto wallets like Coca to rethink their approac
4 days ago3 min read


Bitget and BlockSec Launch UEX Security Standard for Universal Exchanges
Bitget and BlockSec have collaborated to introduce the UEX Security Standard, a groundbreaking framework aimed at enhancing security for universal exchanges. Unveiled today, February 28, 2026, this initiative marks a significant step forward in safeguarding platforms that handle a variety of assets, including cryptocurrencies, tokenized assets, and traditional financial products. The joint effort underscores the industry's growing focus on security and integrity as digital tr
4 days ago3 min read
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