Welcome Cashback Drop: Get 8% Cashback on Your First 3 Purchases

Joining COCA this November? We've got a welcome gift for you: 8% cashback on your first 3 purchases with your COCA Card.
That's our highest cashback rate, and you get it with no paid plan, staking or upgrade. It's a nice way to try COCA and see what everyday spending with it feels like.
Here's how it works 👇
💸 8% Back From Your Very First Purchase
Usually, 8% cashback comes with COCA's top Loyalty Program tier. This November, new users get the same rate from day one.
Say you've had your eye on a pair of headphones for $300. You finally buy them with your COCA Card and get $24 back. At the regular 1% rate, you'd get $3, so that's an extra $21 on a single purchase.
No $COCA to stake and no tier to upgrade. Just more money back on things you were going to buy anyway.
🛍️ Why November Is the Perfect Time
November is when your wishlist finally gets its moment. Big sales are everywhere, and almost every store has a discount waiting for you. Your welcome cashback works on top of those prices, so a good deal gets even sweeter.
The stores bring the discounts. We bring the cashback on top.
🚀 Get Your 8% in 5 Steps
The 8% is just the opening act. Here's what else you get with COCA:
1. Download COCA and sign up. It's available on iOS and Android.
2. Verify your identity (KYC). It usually takes up to 20 minutes, about as long as a coffee break.
3. Get your free virtual COCA Card. It's ready to use as soon as you're verified.
4. Add money. By bank transfer, card-to-card transfer or stablecoin deposit, whatever suits you.
5. Go shopping! Make your first 3 eligible purchases with your COCA Card by November 30 to get your 8% cashback.
📅 Key Dates
Starts | Ends |
November 2, 2026 | November 30, 2026 |
Sign up and make your first 3 purchases within these dates.
The sooner you join, the more time you have to make your first 3 purchases count.
💳 What Else Comes With COCA
Besides the 8%, here's what you get with COCA:
Pay anywhere. Shop online or in stores wherever Visa is accepted, or tap to pay with Apple Pay and Google Pay.
Get 50% cashback on subscriptions. Netflix, Spotify, ChatGPT, Amazon Prime and more. Available from the Standard tier.
Earn up to 5% APY. Your USD balance earns 5% APY automatically with no staking and no lockups, and you can spend that money anytime.
Save up to 65% on hotels. Book through the COCA app and get access to exclusive hotel deals.
Stay in control of your money. COCA is self-custodial, so only you can access your funds.
🎁 Already using COCA? Bring Your Crew
The Welcome Cashback Drop is for new users, but you can still get something out of it too.
Know someone who'd love COCA or likes a good deal? Invite them to COCA. With Refer a Friend, you get $20 and your friend gets $10 once they sign up through your link, order a card, and spend at least $100 across 3 different merchants within 30 days.
If they join in November, they also get 8% cashback on their first 3 purchases. Two rewards, one very good reason to share COCA.
Open the COCA app → Rewards → Invite a Friend, grab your link and send it their way. Here's how Refer a Friend works.
❓ FAQ
Do I need crypto to join?
No. You can add money by bank transfer or card-to-card transfer. Already have stablecoins? You can deposit those too.
How much does the card cost?
The virtual card is free. If you'd like a physical card too, it's $5 plus delivery fee.
Do I need to stake or upgrade to get 8%?
Nope. Everyone who signs up in November gets 8% cashback on their first 3 purchases. Nothing to stake, nothing to pay for.
Is there a limit on the 8% cashback?
The 8% applies to up to $300 in total across your first 3 purchases, so you can get up to $24 back. Anything above that earns cashback at your regular tier rate.
When do I get my cashback?
It's credited automatically after each eligible purchase and stays pending for 14 days. After that, you can claim it to your USD or EUR account in the app.
What if I sign up at the end of November?
Better late than never! Just make sure your first 3 purchases are made by November 30, 23:59 UTC.
Where does the COCA Card work?
Anywhere Visa is accepted, online or in stores. You can order a card if you live in one of 70+ supported countries.
🚀 Ready to Start?
The offer runs until November 30. Sign up, get your free card, and make your first 3 purchases with 8% cashback.
👉️️️️️️ Get COCA
By joining the campaign, you agree to the Welcome Cashback Drop Terms & Conditions.

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