Introducing COCA 2.0: A New Chapter in Stablecoin Banking

For years, COCA has stood for simplicity, security, and true ownership in crypto. What began as a non-custodial wallet with a globally accepted Visa debit card has now evolved into something much more powerful.

Crypto is changing and so are the people using it. More people want real utility, not just speculation. So we evolved COCA to meet that demand bringing more function, more rewards, and more control into one powerful app.

Today, we are proud to unveil COCA 2.0: a next-generation banking app powered by stablecoins that lets you use crypto like cash in your everyday life. Buy, spend with your card, swap, and earn on your balance securely, effortlessly, and without relying on traditional banks.

COCA 2.0 is more than just a new look. It’s a new direction and experience.

It is built for those who want to do more than hold crypto. It’s for those ready to live on it, with full control.

Why We Rebuilt COCA

When we first launched COCA, the mission was clear: give users a secure, non-custodial way to access and spend their crypto. But over time, we saw a shift, not just in the market, but in our community.

People weren’t just looking to hold crypto. They wanted to use it.

And yet, 70% of all stablecoins remained locked up on exchanges. Trapped. Unused. There was no simple way to spend them. No direct payment infrastructure. No support from traditional banks. Users had to jump through hoops just to convert, transfer, or transact.

Even worse, most wallets weren’t helping. They offered storage, but little else.No rewards. No growth. No freedom to use stablecoins like money for everyday needs.

We knew it had to change. So we rebuilt COCA from the ground up.

COCA 2.0 is our response to that frustration. A self-custodial banking app that has the functionality and simplicity of a neobank combined with the infrastructure of DeFi.

It’s designed to give users real utility:

• Spend stablecoins at 50M+ merchants with a Visa card, online or offline

• Earn up to 8% cashback on purchases in USDC

• Get 50% on subscriptions like Netflix, Spotify, Amazon Prime and Chat GPT

• Save up to 50% on hotels worldwide

• Earn 6% APY on your stablecoin balance

• Swap with zero fees across 15+ blockchains at the best available rates

• Refer friends and earn rewards

• Buy, send, and receive crypto - instantly

And all of this comes with zero compromise on control or security. No custodians. Just powerful self-custody backed by advanced MPC and biometric recovery.

We didn’t just redesign COCA, we reimagined what a crypto app should be: Practical. Rewarding. Built for everyday life.

A New Interface, Built for the Way You Use Crypto

Crypto has outgrown clunky wallets. With COCA 2.0, we’ve completely redesigned the app experience across iOS, Android, to deliver a world-class, banking-grade experience that makes it easy to spend, save, and earn with crypto, just like you would with fiat in a neobank.

But with even more freedom.

Banking-First UX

Your new home screen now puts the essentials front and center: Your card. Your rewards. Your balance.

From here, you can manage everything in just a few taps top up, spend, swap, stake, or send. It’s fast. It’s clean. And it’s built to help you take action.

Clean Design, Smarter Navigation

We didn’t just update colors or icons. We rethought the whole experience.

• New typography for sharper clarity

• Smooth motion and transitions for a more fluid feel

• Simplified menus and flows so you’re never lost in the interface

• Improved user experience to bring the feel of a modern neobank to crypto

Everything is built to help you focus on what matters most: spending your stablecoins, growing your digital assets, and earning more from your activity.

Packed With Utility

COCA 2.0 isn’t just easier to use it does more than ever.

• Spend stablecoins and earn cashback in USDC 

• Book hotels with up to 50% discounts via COCA Travel

• Earn 6% APY on your card balance

• Receive fiat with IBANs and convert it straight into stablecoins (Coming Soon)

• Experience streamlined crypto tools for buying, sending, swapping, and staking faster and with real-time feedback

• Get referral bonuses $10 for you and your friend, when your friend transacts with COCA card

And through it all, your non-custodial wallet stays fully intact. COCA never holds your keys. You’re always in control.

And this is just the start. Over the next few months, we’ll be rolling out even more functionality and unlocking new screens in the app, including advanced tools, deeper integrations, and a more seamless user experience across all platforms.

Available in Multiple Languages

COCA 2.0 is now available in English, German, Italian, Spanish, Portuguese, and French, with more languages coming soon, so you can enjoy the full experience in your preferred language.

Update Your App to Experience COCA 2.0

To access the new UI and all the latest features, update your app now on iOS or Android:

Download Now

⚠️ Please note: COCA is no longer available through Telegram (for now). If you currently use COCA in Telegram, you’ll need to download the app via the App Store or Google Play to continue.

If you spot any bugs or issues, please report them here: help.coca.xyz/support/tickets/new