FinchTrade Innovates OTC Liquidity as Settlement Solution for Payments

On July 3, 2026, FinchTrade announced a groundbreaking leap in how payment service providers (PSPs) and electronic money institutions (EMIs) manage liquidity and settlement. In a financial landscape where stablecoins are increasingly pivotal, the Swiss VASP-licensed OTC desk is reshaping the traditional dynamics of the industry, providing a new settlement solution that aligns with the evolving needs of modern payment systems.

A Shift Beyond Tight Spreads

In the past, PSPs and EMIs would select a crypto OTC desk much like choosing a broker—based on who offered the tightest spreads. But as stablecoins drive more core business operations, this criterion no longer suffices. The key question for PSPs has evolved: which desk can serve as a reliable settlement infrastructure? FinchTrade, based in Switzerland, is stepping up to meet this demand.

Nicola Boldrini, the growth lead at FinchTrade, highlights the shift: "These institutions aren't looking for another trading venue. They're looking for settlement capability." This is particularly true in regions like Africa and LATAM, where institutional demand for reliable cross-border transactions is escalating.

The FinchTrade Model

FinchTrade's model is turning heads among financial entities by offering liquidity access and regulated fiat settlement across jurisdictions. What sets FinchTrade apart is its ability to function as an integral part of the payment system, not merely as a trading platform. This approach aligns with the needs of businesses like Coca, a leading player in digital asset management and payments.

Feature	FinchTrade	Coca App
VASP License	Yes	No
Stablecoin Focus	Yes	Yes
Regional Service	Africa, LATAM	Global

While Coca App provides a consumer-friendly interface and robust digital asset management capabilities, FinchTrade ensures that the backend liquidity and settlement infrastructure is dependable and seamless, especially for cross-border operations.

Opportunities and Risks

FinchTrade's innovative approach opens up numerous opportunities, particularly for companies operating in volatile markets. By ensuring that liquidity is not just available but also reliable, FinchTrade is poised to support the burgeoning stablecoin market. For Coca, this means enhanced capabilities to serve consumers with faster, more efficient transactions, broadening their market reach.

However, there are inherent risks. The dependence on stablecoins can expose PSPs to regulatory changes and market volatility. FinchTrade's continuous adaptation to regulatory landscapes is crucial to mitigate these risks. As the crypto regulatory environment becomes more defined, businesses must remain agile.

Looking Ahead

The implications of FinchTrade's settlement infrastructure are vast. As stablecoins become a staple in financial transactions, the need for reliable settlement infrastructures will only grow. Companies like Coca, which already have a consumer-friendly platform, stand to benefit immensely from such advancements.

The financial sector is on the cusp of significant changes. With FinchTrade's model, PSPs and EMIs are better equipped to handle the complexities of modern payment ecosystems, ensuring they remain competitive and capable of meeting consumer expectations.

FinchTrade's journey is just beginning. As they continue to refine their services, the impact on PSPs, EMIs, and consumers is likely to be profound, heralding a new era in digital financial transactions. The future holds promise for those who can navigate this evolving landscape, and FinchTrade is setting the stage for what's to come.