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Your Money. Your Rules

Save, spend and grow your crypto and fiat — with 100% ownership of your funds.

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Trusted by 1M+ users worldwide

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Your Money. Fully in Your Control

COCA is self-custodial, meaning only you control your funds. Your assets are never held by banks, intermediaries or us.

Add Money in Seconds

Top up instantly with stablecoins and bank transfers

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Spend Anywhere With the COCA Card

Use your virtual or physical COCA Visa card anywhere Visa is accepted, online or in store, locally or worldwide. Pay seamlessly with Apple Pay or Google Pay.

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Earn Cashback on Every Purchase

Get up to 8% cashback on everyday spending. Plus 50% cashback on subscriptions like Netflix, ChatGPT, Spotify, and more. Rewards are paid in USDC or EURC, your choice.

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Earn on Your Balance

Turn idle cash into earnings. Get 5% APY on your card balance with no lockups or staking required. Your funds stay liquid and ready to spend.

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Unlock Travel Perks

Earn cashback on travel, save up to 65% on hotels worldwide, and enjoy competitive exchange rates. Travel stress free thanks to free ATM withdrawals.

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Get Your COCA Card

Create your account, add funds, and start earning from day one. Your virtual card is issued instantly, while your physical card arrives shortly after.

1. Sign up and get verified

2. Load funds (crypto or fiat)

3. Start spending and earning

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Powered by $COCA

The COCA token powers the COCA ecosystem, loyalty tiers, and benefits. Available in the COCA app and on exchanges including MEXC and BitMart.

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Backed by the Best

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Partners

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Join COCA

Takes less than 1 minute

You're Registered!

Download the app to get started

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frequently
asked
questions

  • Anywhere Visa card is accepted, online, in-store, and around the world.

  • You can deposit funds via crypto wallet or bank transfer.

  • You do. COCA is built on a non-custodial wallet, meaning neither COCA nor any third party holds or controls your assets.

  • No. COCA gives you the experience of modern banking, but your funds remain in a self-custodial wallet that only you control.  Learn more.

  • No. There are no monthly or annual fees for holding or using COCA.

  • No. Every user earns 1% cashback automatically. Staking $COCA is optional and unlocks higher cashback tiers and additional perks.

  • Cashback is calculated daily and paid monthly in stablecoins such as USDC or EURC. Rewards are credited to your COCA account by the 10th of the following month.

  • Your current cashback tier is clearly displayed in the COCA app, and you can upgrade or downgrade your tier anytime.

  • COCA lets you earn up to 5% APY on your spendable balance. There are no lockups or staking requirements, and your funds remain fully accessible while they earn yield.

  • $COCA is the native token of the COCA ecosystem. Locking or “staking” it unlocks higher cashback tiers, better perks, and additional platform benefits.

  • You can purchase $COCA directly inside the COCA app, or on supported exchanges such as MEXC and BitMart. Click here for a step-by-step guide to buying $COCA in the app.

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